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© 2016 by Dr Nancy Gahles.

 

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Financial Health Literacy

The Foundation Course

“Unless you’re Bill Gates, you’re just one serious illness away from bankruptcy”, Dr. David Himmelstein warns. Dr. Himmelstein is a Distinguished Professor at the City University of New York’s Hunter College and Lecturer at Harvard Medical School.

Dr. Himmelstein et al, authored a study, that revealed the ominous truth of the state of health insurance, “Even the best job-based health insurance often vanishes when prolonged illness causes job loss-just when families need it most. Private health insurance is a defective product, akin to an umbrella that melts in the rain,” according to Himmelstein.

In 2014, The American Institutes for Research (AIR) found that only one in five Americans was likely to correctly calculate what he or she owed for a routine doctor’s visit. Fifty-one percent cannot predict their out-of-pocket healthcare costs for 2019 - a troubling finding from research by Alegeus.  The same research predicts that consumers will lea...

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